Why we exist

The principal of Ruby Financial Services is Gillian Walsh.

Gillian has been working in finance since 2007, as a Big 4 bank home finance manager and in broker positions in Melbourne and Perth.

As a result, Gillian is hugely savvy and experienced in the fields of property and commercial loans, car finance, and investments.

Gillian started Ruby Financial Services because she loves to help clients realise their home ownership dreams and running a brokerage allows for building genuine relationships.

It’s never a one-time transaction for Ruby Financial Services. Usually, we become part of our clients’ lives with ongoing financial assistance.

Meet us

Who we are

Gillian Walsh




Started working in finance.



Loan writer at RAMS Home Loans.



Became a Property Investment Consultancy Broker



Moved to in-house broker for a building company



Made the move to Melbourne and worked as a BIG 4 bank home finance manager.



Took up a position as in-house broker for a boutique Melbourne brokerage with a large real estate company.



Moved back to Perth and started Ruby Financial Services.

Let’s chat about your finance

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Osborne Park WA, 6000




0438 318 773

Get in touch

Client reviews

“Gillian has been more than a broker for us – going above and beyond her job description to ensure that she can be the bridge for us to realise our dreams. In times that Anne and I doubted whether we can even build a home, she has always found a way. She helped us find solutions to our visa issues, probationary period restriction, having to go on a month holiday during the time when we need to settle and making sure that we had the lowest interest rate for our loan.”

Anne and Jared

“I have recommended Gillian and Ruby Financial Services to several friends and work colleagues as I am so impressed with her customer care and service. It is a rare thing to find someone so invested in their client’s well-being and for this, I will be forever thankful to Gillian. Without her, my vision of building a dream home for my daughter and I would not have become a reality.”


“As a first home buyer, Gillian was referred to me by my Builders New Homes Consultant who had very high praise of her previous work. It couldn’t have worked out any better for me! From the very start, Gillian was able to put my mind at ease and ensure I was comfortable and understood all of the options and information being presented. What I think really sets Gillian apart is her due-diligence, efficiency and friendly customer service, along with excellent follow-up care after approval was given.”


“Brooke and I found the perfect home for us. It was to be sold by auction which wasn’t far away. I contacted Gillian as she had been recommended to me and simply put, nothing was too difficult. She took care of the entire financial process which played out exactly as she said it would. A great loan was approved with plenty of time and we settled without a hitch. Having Gillian navigate the best finance approval for us removed the stress and let us look forward to our new home.” 

Martin and Brooke